Calculator · Free

Rent vs Buy Calculator

Compare renting and investing the difference with buying on a loan, and see your net worth under each over time.

Your result

Enter your numbers to see the result.

How this works

Buying: you pay the down payment, EMIs and maintenance; you own a home that grows at the price-growth rate, minus any loan still outstanding.
Renting: you invest the down payment, plus each month’s difference between the buyer’s costs and your rent, at the investment return.
Taxes, stamp duty and selling costs are not included.

Estimates are for planning only. Prices vary by city, brand and season — confirm with local suppliers and a qualified engineer.

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